Fractional CFO
Services

At Midwest CPA, we offer fractional CFO services to give your business expert financial support without the need for a full-time CFO. This is perfect for small to mid-sized companies looking for help with budgeting, cash flow, financial planning, and reporting. 

Our fractional CFOs provide high-level financial guidance and support when you need it, helping you make smart decisions and drive growth, all while keeping costs manageable. With Midwest CPA, you get tailored financial expertise that fits your specific needs and budget.

How We Help

Acquisition entrepreneurs, founders, and private equity firms partner with a fractional CFO from Midwest CPA for help navigating key points in the life of their businesses. Whether it be periods of high growth, uncertainty, or M&A transactions Midwest CPA has you covered. 

Manage Cash Flow

Manage cash proactively to ensure liquidity and plan for growth.

Plan for the Future

Define success and create a financial plan towards achieving key objectives.

Improve Reporting

Strengthen financial understanding for key stakeholders.

Better Decision Making

Make smarter decisions with better data and stronger planning

Why Hire a Fractional CFO Instead of a Full-Time CFO?

As an acquisition entrepreneur, business owner, or leader in a private equity firm, you juggle numerous responsibilities. Midwest CPA offers a cost-effective and flexible solution with our fractional CFO services, providing top-tier financial expertise without the high costs of a full-time hire.

Here are some of the benefits of a fractional CFO vs a full time one:

  • Cost Efficiency
  • Flexibility and Scalability
  • Immediate Expertise
  • Access to Specialized Skills
  • Customized Solutions
  • Focus on Core Business Activities
From acquisition to exit, Midwest CPA helps entrepreneurs prosper. 
 

Our fractional CFO services can help you obtain 80% of the value of a full time CFO at a fraction of the cost.

Recent Articles From Midwest CPA

Is a Laundromat Truly Passive Income? A Balanced Look

Passive income is generally defined as earnings that require little to no ongoing effort to maintain. According to the IRS, it includes money generated from rental activities or businesses in which the taxpayer does not materially participate. In everyday business terms, it’s often described as “making money while you sleep.”

But laundromats don’t neatly fit into this definition. While they can generate steady revenue without constant daily oversight, they still require time, decision-making, and management. For this reason, they’re better categorized as a form of semi-passive income. You may not be running them full-time, but they aren’t entirely hands-off either.

Read More »

Tax Implications of Using an SBA 7(a) Loan to Buy a Business

SBA loans have made it easier for entrepreneurs to buy an existing business. Due to its competitive financing terms, interest rate, lower down payment requirements, and flexible use of funds, it has become a gold standard among entrepreneurs. Interestingly, there’s a critical consideration which is often overlooked are the tax complications of using an SBA 7(a) loan.

It’s important to understand the tax side of using an SBA 7(a) loan. It can either help you save thousands each year or end up costing you more than you expected. The difference between a tax-optimized deal and a missed opportunity can be reduced by onboarding experienced SBA loan advisors and tax professionals. They help you structure a deal that brings in tax benefits. This is exactly what Pioneer Capital Advisory and Midwest CPA deliver to their clients. In this guide we’ll walk you through the key tax implications of using an SBA 7(a) loan, and show you how smart planning can make all the difference.

Read More »

SMB PE Expert Interviews: The Critical Role of Quality of Earnings for SMB Acquisitions

A Quality of Earnings (QoE) report is one of the most critical tools in the acquisition process especially for SMB buyers. In this podcast, we break down key insights from Chris Barrett of Midwest CPA, who’s helped dozens of buyers uncover red flags, normalize earnings, and protect their investments. Whether you’re a first-time buyer or a seasoned acquisition entrepreneur, this guide will help you grasp why QoE matters, what it includes, and how to use it to negotiate smarter, close faster, and avoid costly surprises.

Read More »
Scroll to Top

Contact

Connect